Default - Wikipedia-style Article

Default

Definition

Default refers to a failure to fulfill an obligation, especially in financial contexts, such as not repaying a loan. It also refers to a pre-set option in a system or software that is automatically selected if no alternative is chosen.

Parts of Speech
  • Noun
  • Verb
Pronunciation

American English

  • IPA Pronunciation: /dɪˈfɔlt/, /ˈdiːfɔlt/
  • Respelling: dih-FAULT, DEE-fault

British English

  • IPA Pronunciation: /dɪˈfɔːlt/
  • Respelling: dih-FAWLT

The pronunciation of "default" varies slightly between American and British English, especially in the vowel sound.

Etymology

The word "default" comes from the Old French word "defaute," meaning "lack" or "failure." It is derived from the Latin "defallere," meaning "to deceive" or "to fail." The term entered Middle English in the 13th century, initially used to describe a failure to act or meet an obligation.

Derivatives
  • Defaulter (noun)
  • Defaulted (verb, past tense)
  • Defaulting (verb, present participle)
  • Non-default (noun)
  • Pre-default (adjective)
Synonyms
  • Failure
  • Neglect
  • Pre-set
Antonyms
  • Fulfillment
  • Achievement
  • Selection
Usage

The word "default" is commonly used in financial, legal, and technological contexts. In finance, it refers to the failure to repay a loan or meet a contractual obligation. In computing, it describes the pre-set option or setting that is automatically applied unless the user specifies otherwise. It is also used in everyday language to describe a failure to act or an automatic choice when no decision is made.

Related Terms
  • Breach: The violation of an agreement or law.
  • Preset: A pre-determined setting or option in a system or device.
  • Liability: The state of being responsible for something, especially by law.
Detailed Definitions

Noun

  • Failure to meet an obligation, especially in finance: Refers to the act of not fulfilling a duty or payment.
    • Example: "The company declared bankruptcy after it defaulted on its loans."
  • A pre-set option in a system or software: Describes the standard setting that is automatically chosen unless the user selects something else.
    • Example: "The printer's default settings can be changed in the preferences menu."

Verb

  • To fail to fulfill an obligation: Refers to neglecting or failing to meet a responsibility, especially in financial contexts.
    • Example: "He defaulted on his mortgage, leading to foreclosure."
  • To revert to a pre-set option: Refers to a system or device automatically returning to a standard setting.
    • Example: "If no other option is selected, the system will default to its original settings."

default

The company had to declare bankruptcy after defaulting on its loans.
The family faced foreclosure after they defaulted on their mortgage payments.
The computer automatically returned to its default settings after the update.

🇨🇳 Mandarin (Chinese)

  • 默认 (mòrèn) - preset, default (in computer settings)
  • IPA: /mwo˥˩ ʐən˥˩/
  • Respelling: mwoh-ren

  • 拖欠 (tuōqiàn) - default on a payment, arrears
  • IPA: /tʰwo˥˩ tɕʰjen˧˥/
  • Respelling: twuo-chyen

🇮🇳 Hindi

  • डिफ़ॉल्ट (ḍifọ̄lṭ) - default (computer settings)
  • IPA: /d̪ɪˈfɔːlʈ/
  • Respelling: difawlt

  • अदा न करना (adā na karnā) - default on a payment
  • IPA: /əˈdaː naː kərˈnaː/
  • Respelling: ada na kar-naa

🇪🇸 Spanish

  • Por defecto - by default
  • IPA: /poɾ deˈfekto/
  • Respelling: por deh-FEK-toh

  • Incumplimiento - non-compliance, default
  • IPA: /inkumˈplimjento/
  • Respelling: in-koom-PLEEM-yen-toh

🇫🇷 French

  • Par défaut - by default
  • IPA: /paʁ de.fo/
  • Respelling: par deh-foh

  • Défaut de paiement - default of payment
  • IPA: /de.fo də pɛ.mɑ̃/
  • Respelling: deh-foh duh pay-mahn

🇸🇦 Modern Standard Arabic

  • افتراضي (iftirāḍī) - default (computer settings)
  • IPA: /if.ti.raː.diː/
  • Respelling: iftiraadee

  • تخلف (takhaluf) - default on a payment
  • IPA: /ta.xa.luf/
  • Respelling: takha-loof

🇧🇩 Bengali

  • ডিফল্ট (ḍiphôlṭ) - default (computer settings)
  • IPA: /d̪ɪˈfɔlt/
  • Respelling: dipholt

  • অপরিশোধ (ôporishôḍh) - default on a payment
  • IPA: /oporishodʰ/
  • Respelling: oporishodh

🇷🇺 Russian

  • По умолчанию (Po umolchaniyu) - by default
  • IPA: /pɐ ʊˈmoɫ.t͡ɕə.nʲɪ.jʊ/
  • Respelling: poh umol-CHAH-nee-yu

  • Невыплата (Nevyplata) - default on a payment
  • IPA: /nʲɪˈvɨp.lə.tə/
  • Respelling: nee-VY-pla-ta

🇵🇹 Portuguese

  • Padrão - default (computer settings)
  • IPA: /pɐˈdrɐ̃w̃/
  • Respelling: pah-DRAWN

  • Incumprimento - non-compliance, default
  • IPA: /ĩ.kũ.ˈpri.mẽ.tu/
  • Respelling: in-koom-PREE-men-too

🇮🇩 Indonesian

  • Default - default (often used as is in the context of computer settings)
  • IPA: /dɛˈfɔːlt/
  • Respelling: deh-fawlt

  • Kegagalan bayar - default on a payment
  • IPA: /kəˈgaː.lan baˈjar/
  • Respelling: keh-GAA-lan bah-YAAR

🇩🇪 German

  • Standard - default (computer settings)
  • IPA: /ʃtandaʁt/
  • Respelling: shtan-DART

  • Zahlungsverzug - default on a payment
  • IPA: /ˈʦaːl.ʊŋs.fɛʁˈtsoːk/
  • Respelling: TZAHL-oongs-fair-tsook

🇯🇵 Japanese

  • デフォルト (deforuto) - default (computer settings)
  • IPA: /de.fo.ɾu.to/
  • Respelling: deh-fo-ru-toh

  • 未払い (miharai) - default on a payment
  • IPA: /mi.ha.rai/
  • Respelling: mee-ha-rai

🇻🇳 Vietnamese

  • Mặc định - default (computer settings)
  • IPA: /mək˨˩ ɗɨŋ˨˩/
  • Respelling: mak dinh

  • Không trả - default on a payment
  • IPA: /xəːwŋ˨˩ ʈaː˧/
  • Respelling: khong tra

🇰🇷 Korean

  • 디폴트 (dipolteu) - default (computer settings)
  • IPA: /ti.pol.tʰʌ/
  • Respelling: dee-pohl-teu

  • 미납 (minap) - default on a payment
  • IPA: /mi.napʰ/
  • Respelling: mee-nahp

🇹🇷 Turkish

  • Varsayılan - default (computer settings)
  • IPA: /var.saː.jɯ.lan/
  • Respelling: var-say-YEE-lahn

  • Ödeme yapmama - default on a payment
  • IPA: /ødɛ.mɛ jɑpˈmaː.mɑ/
  • Respelling: o-deh-meh yahp-MAA-mah

🇵🇰 Urdu

  • ڈیفالٹ (ḍīfọlṭ) - default (computer settings)
  • IPA: /d̪iːˈfɔːlʈ/
  • Respelling: dee-fawlt

  • قصور (qṣūr) - fault, default
  • IPA: /qəˈsuːr/
  • Respelling: qusoor

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